Terms of Service

1. Introduction

Welcome to DalalIQ ("Service", "we", "us", "our"). By subscribing to and using our Telegram-based trading research assistant, you agree to comply with and be bound by these Terms of Service ("Terms"). Please review them carefully.

2. Service Description

DalalIQ provides research-driven trading intelligence for the Indian stock market. This includes news summaries, fundamental analysis filters, and market signals delivered via Telegram. Our service is for informational and educational purposes only.

3. No Investment Advice (SEBI Compliance)

DalalIQ is NOT SEBI registered and does not provide any investment advice, financial advice, trading advice, or any other sort of advice. We do not offer "calls" or specific buy/sell recommendations. The information provided is generated by AI and/or compiled from publicly available data for research and educational purposes. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Service constitutes a solicitation, recommendation, endorsement, or offer by DalalIQ or any third-party service provider to buy or sell any securities or other financial instruments.

All content on this Service is information of a general nature and does not address the circumstances of any particular individual or entity. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Service before making any decisions based on such information. Trading and investing in financial markets involve substantial risk of loss and is not suitable for every investor.

4. Subscription and Payment

Access to DalalIQ is subscription-based. Current pricing is ₹99/week or ₹299/month. Payments are processed through third-party payment gateways (e.g., Razorpay, Stripe). By subscribing, you agree to pay the applicable fees. Subscriptions may auto-renew unless canceled.

5. Refund Policy

We offer a 7-day money-back guarantee for new subscribers. If you are not satisfied with the Service within the first 7 days of your initial subscription, you may request a full refund by contacting our support. Refunds are not applicable for renewal periods or after the initial 7-day period.

6. User Responsibilities

You are responsible for maintaining the confidentiality of your Telegram account and access to our private channels. You agree not to share your subscription access or the content provided by DalalIQ with any third parties. You are responsible for all activities that occur under your account.

7. Privacy Policy

Your privacy is important to us. We collect and use your information (email, Telegram username) solely for the purpose of providing the Service, processing payments, and communicating with you. We do not sell or share your personal information with third parties for marketing purposes. For more details, please refer to our separate Privacy Policy document (if applicable, or expand here).

8. Intellectual Property

All content provided by DalalIQ, including text, data, graphics, logos, and software, is the property of DalalIQ or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

9. Limitation of Liability

DalalIQ provides information "as is" without any warranties, express or implied. We do not guarantee the accuracy, completeness, or timeliness of the information. We shall not be liable for any losses or damages arising from your use of the Service or reliance on the information provided, including any trading losses.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page or through other communication channels. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

11. Contact Information

If you have any questions about these Terms, please contact us at [Your Contact Email/Link to Contact Page].